FHA Streamline Refinance

FHA loan refinance to lower interest FHA loan.
  • No Appraisal Required*
  • No Income Verification*
  • No Employment Qualifying*
  • No Assets Verification*
  • No Credit Qualifying*
  • No Debt Ratios
  • No Seasoning Required*
  • No Face to Face Application
* These items changed since Nov 17, 2009

VA Streamline Refinance

VA loan refinance to lower interest VA loan.
  • No Appraisal Required
  • No Income Verification
  • No Assets Verification
  • No Credit Qualifying
  • No Debt Ratios
  • No Seasoning Required
  • No Face to Face Application

FHA 203K Streamline Loan

Simplified (Streamlined) version of FHA 203K loan. It is "light" rehab loan (up to $35,000) under FHA guidelines perfect for most light fixers and upgrades. Owner occupied properties only. When combined with FHA purchase loan can be used for "fixer" purchases.
  • Can exceed the purchase price
  • Can be adjustable or fixed rate
  • Owner can do some of the work himself
  • Up to 6 months to complete work

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Jun
28

new home buyers tax credit question?

By
streamline refinance


I bought a house in Nov of 2008 and got the loan for $7500 that has to be paid back. Now I am doing a streamline refinance to get a lower rate. Can I still get this $8000 tax credit that does not have to be paid back? I will close the end of this month.

Categories : Q&A

1 Comments

1
Brett
June 29th, 2009 at 11:25 am

No, the tax credit you get is the 2008 tax credit. You do not qualify for the $8000 2009 tax credit, even if you refinance, that does not qualify as a home purchase.

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